Why More Young Women Should Be Getting into Property (and How You Can Start Now)

There’s a quiet shift happening in the Australian property market, and if you’re a young woman, now is the time to get ahead of it.

Recent research shows that Gen Z women are falling behind when it comes to property ownership. According to CoreLogic’s 2024 Women & Property Report, just 27.3% of Gen Z women own property, compared to 51.6% of Gen Z men. That’s not just a gap — it’s a wake-up call.

But here’s the good news: the tide is turning. More women are asking the right questions, exploring practical paths to ownership, and taking action earlier than ever. At Young Investors Club, we’re here to show you how.

What’s Holding Young Women Back?

The obstacles are real: lower average incomes, casual or part-time employment, high rental costs, rising property prices, and interest rates. These challenges make property feel out of reach. But many young women are starting to challenge that perception and take ownership of their financial future.

Smarter Strategies to Get You Started

Traditional property buying — saving a 20% deposit, purchasing a forever home, living in it for decades — isn’t the only option. Young women are exploring new ways forward.

1. Rentvesting

Rentvesting allows you to rent in the area you want to live in, while investing in a more affordable suburb elsewhere. This helps you build equity while maintaining the lifestyle you want. Many first-time buyers are entering the market this way, especially in high-cost capital cities.

2. Co-Investing

Buying property with a sibling or trusted friend is becoming increasingly common. Co-investing means you pool resources, share the loan, and divide responsibilities. With clear agreements in place, it can be an effective way to fast-track your entry into the market.

3. Leveraging Government and Lending Support

With First Home Buyer schemes, low-deposit options, and strategic tax benefits, there are still ways to get into the market — even with a modest income or deposit. The key is understanding what’s available and how to make it work in your favour.

At Young Investors Club, our mentors can help break this down and create a clear roadmap tailored to you.

Why Property Matters

Owning property can provide more than just a roof over your head. It can help build long-term financial confidence and security. For young women, it can also mean greater independence, more control over your future, and an asset that works for you over time.

You don’t need to own five properties. You don’t need to have it all figured out. But starting with just one smart move can change your entire trajectory.

You’re Not Alone

At Young Investors Club, we’re here to support you with education, mentorship and real-world insights from women who’ve done it before. Whether you’ve started saving or are still exploring the idea, there’s a place for you here.

If you’re ready to explore how you can start your property journey, reach out to us at enquiries@younginvestorsclub.com.au.

It’s your time — and we’re here to help you make it happen.

Source: CoreLogic Women & Property Report 2024.