Can You BRRRR with Off-the-Plan? Not Quite. But Here's What You Can Do
    • 24 July 2025

    Can You BRRRR with Off-the-Plan? Not Quite. But Here's What You Can Do

    Everyone’s heard of BRRRR — Buy, Rehab, Rent, Refinance, Repeat. It’s flashy, it’s popular, and it works well if you’re buying a fixer-upper. But what if you’re buying off-the-plan?

    You’re not buying someone’s leaky reno project — you’re buying brand new. So does that mean BRRRR is off the table?

    Not exactly. But you’ll need to flip the script.

    BRRRR vs. Off-the-Plan: The Reality Check

    BRRRR Step Off-the-Plan Equivalent
    Buy ✅ Secure at today’s price before completion
    Rehab ✅ Not needed — it's brand new
    Rent ✅ Line up a tenant before or right after settlement
    Refinance ✅ Potential for uplift if market grows during construction
    Repeat ✅ Use equity growth and rental income to leverage into the next deal

    Why Some Investors Prefer Off-the-Plan Over BRRRR

    • Less stress — no trades, no project management, no risk of overcapitalising
    • Modern appeal — easier to rent, attract better tenants, and demand higher yields
    • Tax perks — brand-new builds come with maximum depreciation benefits
    • Leverage time — market might rise while you wait for completion

    So What’s the Alternative?

    We call it Buy, Wait, Lease, Leverage (OK... not as catchy, but effective).

    • Buy smart off-the-plan property in a high-growth area
    • Wait for construction while your deposit works quietly
    • Lease quickly with professional property management in place
    • Leverage into your next property using growth and savings

    While the BRRRR method is suited to hands-on renovators, many young investors are choosing a different path — one that offers new-build reliability, lower entry costs, and a long-term view. With the right support, an off-the-plan approach can offer strong growth potential without the risks and time commitments of renovation-based strategies.

    For more insights or to explore off-the-plan opportunities, contact the Young Investors Club team at enquiries@younginvestorsclub.com.au

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